Instalment calculator

Pick a bank, enter property value, down payment and term, and see an annuity payment at that bank’s published rate.

All toolsRead the October 2026 mortgage guide

How to use it

  1. Choose a bank — we load its published nominal rates, RRSO example, max LTV and term.
  2. Enter property value, down payment and term to see a monthly annuity payment at that bank’s rate.
  3. Compare banks, then verify on the bank’s site or with a doradca kredytowy — real underwriting differs by income type and history.

Bank

Promo easy-start RRSO from ~6.08% variable; fixed 5y ~6.86% RRSO.

Loan amount
480 000 zł
Monthly instalment
3199 zł
Nominal rate used
6.36% · RRSO ~6.08%
Est. interest over term
479 739 zł

Estimates only. Not a bank offer or credit advice. Lending depends on individual credit assessment. Rates and RRSO come from public representative examples and can change.

Bank logos are trademarks of their owners, used here only for identification. Sources: Wikimedia Commons.